These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and RIP973 ("RIP973," "we," "us," or "our"), a company organized and operating under the laws of the State of California, United States of America. By accessing or using the RIP Wallet application (the "App") or any services provided through RIP973.COM (collectively, the "Services"), you agree to be bound by these Terms in their entirety. If you do not agree, you must not use the Services.
RIP973 operates in full compliance with the Constitution of the United States of America and all applicable federal, state, and local laws. Our operations are guided by constitutional principles including but not limited to:
We are subject to and comply with all applicable laws of the United States, including but not limited to the Bank Secrecy Act (BSA), the USA PATRIOT Act, applicable regulations promulgated by the Financial Crimes Enforcement Network (FinCEN), the Securities and Exchange Commission (SEC) guidance on digital assets, and California state law including the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).
You must be at least 18 years of age (or the age of majority in your jurisdiction) to use the Services. By using the App, you represent and warrant that you meet this requirement and that you are not prohibited from using the Services under any applicable law or regulation. You further represent that you are not located in, or a citizen or resident of, any jurisdiction that is subject to comprehensive U.S. sanctions or embargoes, including but not limited to Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine.
RIP Wallet is a self-custody cryptocurrency wallet application for the XRP Ledger ("XRPL"). The App allows you to:
RIP Wallet is not a bank, financial institution, money services business, or custodial service. We do not hold, store, or have access to your funds, private keys, or secret recovery phrases. The App facilitates direct interaction between you and the XRPL.
RIP Wallet is a self-custody wallet. This means:
Each transaction conducted through the App is subject to a service fee of 0.0314% of the transaction amount, which is automatically sent to the RIP973 treasury wallet (rK5Zkythqw2UyvR4QC5vM8Nzpmu8jgzGSn) as a separate payment on the XRPL. This fee is in addition to any standard XRPL network transaction fees (typically 0.000012 XRP or as determined by the XRPL network). By using the App to conduct transactions, you expressly agree to the assessment and payment of this fee. The treasury fee is non-refundable.
The XRPL requires a minimum account reserve of 10 XRP to activate a new wallet address. This reserve is set by the XRPL network and is not controlled by RIP973. Additional reserves may be required for trustlines and other XRPL objects. You are responsible for understanding and maintaining compliance with XRPL network requirements.
You agree not to use the Services for any unlawful purpose or in any manner that violates these Terms. Prohibited uses include but are not limited to:
All content, features, functionality, software, code, design elements, trademarks, logos, and service marks displayed on or through the App (collectively, "Content") are owned by RIP973 or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to use the App for its intended purposes in accordance with these Terms. No other rights are granted, whether express or implied.
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, RIP973 DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
RIP973 DOES NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. RIP973 DOES NOT WARRANT THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY INFORMATION PROVIDED THROUGH THE SERVICES, INCLUDING BUT NOT LIMITED TO PRICE DATA, TRANSACTION HISTORY, OR BALANCE INFORMATION.
RIP973 IS NOT RESPONSIBLE FOR ANY LOSSES ARISING FROM XRPL NETWORK FAILURES, CONGESTION, FORKS, OR ANY OTHER NETWORK-LEVEL EVENTS. RIP973 IS NOT RESPONSIBLE FOR LOSSES ARISING FROM VULNERABILITIES IN OR MALFUNCTION OF THE XRPL OR ANY RELATED BLOCKCHAIN NETWORK.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL RIP973, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, DIGITAL ASSETS, OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE AND WHETHER OR NOT RIP973 HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL RIP973'S TOTAL AGGREGATE LIABILITY EXCEED THE GREATER OF (A) THE TOTAL AMOUNT OF FEES PAID BY YOU TO RIP973 IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).
You agree to indemnify, defend, and hold harmless RIP973, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any applicable law, rule, or regulation; (d) your violation of any rights of a third party; or (e) any claim that your use of the Services caused damage to a third party. This indemnification obligation shall survive the termination of these Terms and your use of the Services.
These Terms shall be governed by and construed in accordance with the laws of the State of California, United States of America, without regard to its conflict of laws principles. Any legal action or proceeding arising out of or relating to these Terms or the Services shall be brought exclusively in the state or federal courts located in the State of California, and you hereby irrevocably consent to the personal jurisdiction and venue of such courts.
Any dispute, controversy, or claim arising out of or relating to these Terms, including the breach, termination, enforcement, interpretation, or validity thereof (collectively, "Disputes"), shall first be resolved through good-faith negotiation between the parties for a period of not less than thirty (30) days. If the Dispute cannot be resolved through negotiation, it shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Commercial Arbitration Rules, or by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures, as elected by the initiating party. The arbitration shall be conducted in the State of California. The arbitrator's award shall be final and binding and may be entered in any court of competent jurisdiction. YOU AND RIP973 AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
Cryptocurrency and digital assets involve significant risks. By using the Services, you acknowledge and accept the following:
The App includes security features such as anti-spam token filtering, anti-wallet drainer protections, dApp connection management, and transaction risk scoring. While these features are designed to enhance your security, they are not infallible. RIP973 does not guarantee that these features will prevent all malicious activity, phishing, or unauthorized access. You should exercise independent judgment and caution in all transactions.
The App may provide access to or links to third-party websites, applications, or services, including decentralized exchange applications listed in the DEX directory. These third-party services are not owned, controlled, or operated by RIP973. RIP973 is not responsible for the content, privacy policies, practices, availability, or performance of any third-party services. Your use of third-party services is at your own risk and subject to the terms and conditions of those third parties.
RIP973 reserves the right to modify, amend, or update these Terms at any time at its sole discretion. Material changes will be communicated through the App or via the RIP973.COM website. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must discontinue use of the Services immediately.
RIP973 may suspend or terminate your access to the Services at any time, with or without cause, with or without notice, in its sole discretion. Upon termination, your right to use the Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification, and limitations of liability. Because RIP Wallet is a self-custody wallet, your funds on the XRPL remain accessible through your secret key regardless of the status of your access to the App.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable, and the remaining provisions shall continue in full force and effect.
These Terms, together with the Privacy Policy and any other legal notices or agreements published by RIP973 on the App or RIP973.COM, constitute the entire agreement between you and RIP973 regarding the Services and supersede all prior and contemporaneous agreements, proposals, and communications, whether oral or written.
If you have questions, concerns, or complaints regarding these Terms or the Services, please contact us at:
RIP973
Website: RIP973.COM
Jurisdiction: State of California, United States of America